Arggghhh! I have the pleasure of applying for student finance for the first time. And boy, does it drive me mad. I have spent hours surfing the web, trying to find some site which will tell me how much money the government is willing to give me. And the answer is – nowhere. There are sites which tell you not to worry, sites which explain the process, sites on things they will take into account when assessing your credibility, and sites which tell you the maximum you can get for different criteria. But nowhere is there a site which tells you what will be appearing in your account every few months. Instead I have to fill in the application answering a load of questions and wait. And of course hope. Hope a lot! Because (aside from the whopping tuition fee) I have accommodation to pay for, bills to pay for, food to pay for, books to pay for, a life to pay for… And I would really like to know if student finance is going to cover these costs, and many more. Is this too much to ask?
As well as this, I have to apply for accommodation before student finance. And I have. But coupled with choosing where I would like to stay, I had to factor in the cost. How is this achievable if I have absolutely no idea if the money I will get will cover the accommodation? Must I choose the cheapest halls so I’m not surprised? There is nothing wrong with choosing the cheapest (in fact my first choice is one of the least expensive – might even be the cheapest) but is it the only option. No-one wants to find out that they can’t even afford the accommodation fees.
But then again. Despite my worries and anger at the system, I need not be so concerned. It is only the money I will need on top of the money I will receive that I need to be troubled about. The rest – that’s the government’s problem. Because it is nearly impossible for any student to ever pay it back. It is not the student who will suffer. Whatever I don’t manage to pay back, the government must make up the shortfall. Sometime in the future, I hope, the authorities might realize that most students don’t have much money and don’t get the top jobs as soon as they leave university. They need to turn their brains on.
I do look forward to this time when it happens (fingers crossed). But for now, I’m going to worry a little less.